Snap Finance – Take It Home Today!

Snap Finance approves for up to $3,000 without going through all the hassle of traditional credit card lenders. It’s great for anybody with bad credit or no credit. The program works like rent-to-own: you’re not charged for interest right away but rather month to month. The sooner you pay it off the lower the cost. Also if you pay it off within 100 days there is no interest charge or 100 Days Same as Cash.


Choose the Truck’n America location you wish to apply through;




  • Active Checking Account (No Overdraft Fees in Past Month)
  • Earn $1000 a Month
  • $39 Initial Payment

If you meet these requirements you are pre-approved! 

It’s easy to get started!

Get approved

Fill out our simple application online. It’s fast and convenient!
Once you’ve submitted your application, it only takes seconds to know if you’ve been approved. And since we approve a high percentage of those that apply, your chances are good!


Snap wants to help you get what you need. We offer leases for truck caps, golf carts, UTVs, tonneau covers, truck accessories, wheels and tires, trailers and MORE!

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We make your lease-purchase financing experience as simple and easy as possible. You’ll receive an instant email with access to your approved amount. Just show it to your cashier so they can wrap up finish your transaction.


Choose the Truck’n America location you wish to apply through;

Frequently Asked Questions

If I don’t have a job can I still apply? Yes. As long as you have an alternate form of income from Social Security, retirement, pension, etc. equaling at least $1,000 per month.

Does Snap report to the credit bureaus? Not directly but you have the option to do when the lease has been paidoff.

What is the maximum amount of financing I can get approved for? $3,000

How long is the lease? 12 or 18 Months

How much will I pay in interest? You pay no interest if pay it off with 100 days (price plus the initial payment). After 100 days can buyout before the 12 months and enjoy a discount lease fee. 

How do I make payments? Payments are automatically drafted from your account the day after each regular payday.

Can I have multiple leases at the same time? No. However as soon as you pay your current lease off you can reapply for a new one. 

How do I get a hold of Snap? If you have further questions regarding financing or have an existing account you can reach Snap at:
Phone 877-557-3769
Hours Mon-Sat 7am-9pm,  Sun 8am-6pm
Fax 866-332-6617

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